How Much Should I Put In My HSA?
Posted: November 13, 2019
How Much Should I Put In My HSA?If you have opted for a health savings account (HSA), the next question is how much to put into it. To qualify for an HSA, you must have chosen a high-deductible health insurance plan. Having a health savings account can help you cover your deductible and other out-of-pocket healthcare expenses, both now and in the future. The following steps may be helpful in calculating how...
How Business Owners Package (BOP) Insurance Can Save You Money
Posted: November 4, 2019
How Business Owners Package (BOP) Insurance Can Save You MoneyBusiness owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...
What Benefits Should I Offer To Retain Top Talent?
Posted: October 28, 2019
What Benefits Should I Offer To Retain Top Talent?As most HR professionals know, it is a job seeker's market today. The U.S. Bureau of Labor Statistics (BLS) reports an unemployment rate of only 3.7 percent as of July 2019. Savvy employers know that to attract and retain top talent, they need to offer an enticing group benefits package, in addition to competitive salaries. The following are some sought-after group benefits your company might...
Is My Business Big Enough For Cyber Liability Insurance?
Posted: October 19, 2019
Is My Business Big Enough For Cyber Liability Insurance?If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...
What Happens To My Savings Accounts If My Company Closes?
Posted: October 13, 2019
What Happens To My Savings Accounts If My Company Closes?Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...