What Benefits Should I Offer To Retain Top Talent?
Posted: October 28, 2019
As most HR professionals know, it is a job seeker's market today. The U.S. Bureau of Labor Statistics (BLS) reports an unemployment rate of only 3.7 percent as of July 2019. Savvy employers know that to attract and retain top talent, they need to offer an enticing group benefits package, in addition to competitive salaries. The following are some sought-after group benefits your company might...
Is My Business Big Enough For Cyber Liability Insurance?
Posted: October 19, 2019
If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...
What Happens To My Savings Accounts If My Company Closes?
Posted: October 13, 2019
Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...
What Kind of Insurance Do I Need If I Rent Out My Home?
Posted: October 4, 2019
If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...
Common Commercial Property Insurance Exclusions
Posted: September 19, 2019
Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...